Claim Preparation and Representation

Whether you are reporting a new loss or need assistance with an existing, disputed, or denied claim, Capital Public Adjusters, Inc. provides experienced guidance throughout the claims process. We assist in documenting the loss, developing the scope, organizing claim-related documents (CRDs), and presenting the claim clearly and professionally.

A Clear Approach at Every Stage of the Claim

Most people do not expect to become experts in inspections, documentation, estimates, policy issues, or claim communications. But after a loss, that is often what the process demands. Capital Public Adjusters, Inc. represents policyholders with a calm, analytical, and methodical approach. We prepare, evaluate, and present claims in a clear and professional manner so the carrier has the information needed to properly assess the loss.

Our role is not to create unnecessary conflict. Our role is to advocate for you and move the claim toward a fair and equitable resolution.

What We Do On Your Behalf

We take responsibility for the file and manage the claim professionally through resolution, whether we are involved from the initial notice of loss or take over an existing claim.

Damage Documentation

We thoroughly document, photograph, and evaluate the loss. As inspections proceed and additional information becomes available, we update the CRDs to reflect the damage and conditions identified.

Scope Development

We prepare and update a detailed scope of loss, identifying damaged items and the restoration requirements needed to return the property to its prior condition.

Carrier Communication

We communicate with the insurance carrier professionally and directly, manage claim correspondence, and represent your interests during inspections and adjusting meetings so you are not left to navigate confusing correspondence or one-sided discussions on your own.

Our Process

A structured, three-step approach tailored to the loss and the current stage of your claim.

01 — Review the Claim

We examine the loss and review the policy, timeline, and available CRDs to define the variables: cause, scope, valuation, and what is still needed. For a new loss, we assist you in reporting the loss and filing the claim. For an existing claim, we also review prior inspections, estimates, payments, correspondence, and any denial.

02 — Develop the Support

We develop the CRDs, scope, and valuation needed to present the loss in a complete and professional manner. Whether preparing an initial claim or supplementing an existing file, we organize supporting materials, address gaps, and clarify the issues that need to be resolved.

03 — Advocate for Resolution

We communicate the claim in a professional, well-supported manner to assist with the proper valuation of what is owed under the policy and work toward a fair and equitable resolution.

Support That Fits Your Claim

A claim review gives us an opportunity to understand your situation, explain how we can assist, and outline the next steps. You can contact us before filing a claim or at any point afterward.

Request a Claim Review